Part 1 - Buying Property - What you need to know?
|
Questions asked :-
1. What are among the things that one should consider before making a decision to own a property? 2. How does one choose the right kind of property? 3. What are the common mistakes that one should avoid when buying a property? |
Part 2 - Buying Property - Legal Issues
|
Questions asked:-
1. How does the actual buying process work? 2. Is there a standard or regular amount to be paid for legal fees? 3. What are the things one should look out for before signing the contract and legal aspects when buying a property? |
Part 3 - Buying Property - Mortgage and Loan Hunting
|
Questions asked:-
1. How much can I afford and how much can I borrow?
2. How do I pay for the house I want to purchase and when should I start paying? 3. What are the fees that are associated when buying a house? 4. How can I determine the right loan or mortgage for me? |
Part 4 - Buying Property - Importance of Property Insurance
|
Questions asked:-
1. Who needs property insurance? 2. Is there more than one type of property insurance in Malaysia? 3. How do I arrange for the first coverage upon buying a house? 4. What are the dos and don'ts of property insurance coverage? |
Part 5 - Selling Property - What you need to know?
|
Questions asked:-
1. What are the ways to sell property? How do one start? 2. How do one select for estate agents? 3. What are the cost of selling a house? 4. What are the common mistakes that one should avoid when selling a house? |
Part 6 - Selling Property - Property Valuation
|
Questions asked:-
1. What is market value and actual property value? 2. Who is a valuer and who needs one? 3. What is the cost of valuation? 4. What are among the benefits of valuation? 5. Tips and hints on valuation. |
Part 7 - Selling Property - Buying for Investment
|
Questions asked:-
1. Who would be apt for property investment? 2. What are the things that one should consider before starting for property investment? 3. What is fair market value? 4. What is BLR and should one stop property investing when BLR increased? |
Part 8 - My First Home Scheme
|
Questions asked:-
1. What is My FIRST HOME Scheme? 2. Who should take advantage of MFHS? 3. With less than RM3000 monthly salary, can one really afford to buy a house? 4. What sorts of commitments are involved financially, when considering being a home owner? |
Part 9 - To buy or To rent?
|
Questions asked:-
1. Who should buy and who should rent? 2. How do we know that is better to buy than to rent? 3. Is there a rent vs buy calculator? 4. What are your advices for people who want to make the best of financial management with their rental house? |
Part 10 - Real Property Gain Tax (RPGT)
|
Questions asked:-
1. What is Real Property Gain Tax? 2. Who is entitled for RPGT? 3. RPGT is a once in lifetime tax exemption for property disposal. So when is the best time to use this exemption? Now or later? Why? 4. What are the important things that one should look out for on RPGT exemptions? |
Part 11 - Auctioned Property
|
Questions asked:-
1. Is it really a cost efficient to buy an auctioned property? 2. Who is most suitable to own an auctioned property? 3. What are the things that one should consider before making the decision going for auctions? 4. What are the financial arrangements that one should prepare? 5. What is your main advise? |
Part 12 - Upgrading to a BIGGER House?
|
Questions asked:-
1. When does one really need to have a bigger house? 2. Is it possible to get a new home loan for people who have already have a home, want to rent out and and upgrade to a bigger home? 3. When should one sell their house to upgrade and when should one rent out? 4. Should one save up to buy a big house or should one grab a smaller apartment according to affordability and upgrade later? 5. Upgrade a house = upgrade lifestyle. And there's always the thought of of bigger house is a better house. But is being house-rich and poor cash better? |
Part 13 - UP the value of your House (to put if for sale or rent)
|
Questions asked:-
1. What will bring up the value of a house? 2. Is it possible to increase the value of your house cost effectively? 3. Should one spend a lot of money on renovation to bring up the value of one's house? 4. What are among other things that can increase value of your house besides physical changes? 5. What are the do's and dont's when investing to increase the value of a house? |